Business Travel Accident Insurance

All U-M faculty and staff members traveling in the U.S. and internationally on official University of Michigan business (excluding everyday travel to and from work) are provided coverage for accidental death or permanent total disability. You do not have to enroll in this plan. The university pays the full cost and enrollment is automatic.

Plan Summary

  • Business Travel Accident Insurance is administered by MetLife
  • Coverage begins on your first day of work and continues until your last day of work at the University of Michigan.
  • If you die while traveling on official university business, the plan provides a minimum benefit of $50,000 or 10 times your annual salary, whichever is more, with a ceiling of $500,000. The plan also pays benefits for dismemberment and disability.
  • The maximum benefit for any one covered accident is $10 million.

Travel Assistance

In addition to business travel insurance, the travel assistance program from AXA Assistance USA, Inc., provides travel services to you and your family anytime you are 100 or more miles from home. See  Travel Assistance for more information.