Open Enrollment

Open Enrollment for 2017 Benefits is October 24 to November 4

Open Enrollment is an annual period when you may make changes to your benefits for the following calendar year. Benefits include the health, dental, vision and legal services plans plus flexible spending accounts. This year, the open enrollment period begins Monday, October 24 and ends at 5 p.m. on Friday, November 4, 2016. Outside of Open Enrollment, the only time you can make changes to your coverage under these plans is within 30 days of a qualifying event. See Life Events for additional information.

Life insurance, Long-Term Disability, and the retirement savings plans are not part of Open Enrollment and you may enroll or make changes to your coverage or enrollment in these plans at any time.

There are no major changes to the U-M benefits plans for 2017. If you hare happy with your benefits you don't need to do anything to keep them--with one exception. If you are enrolled in a flexible spending account (FSA) and want to participate in 2017, you will need to re-enroll. IRS rules to not allow FSA participation to cross calendar years. Unless you make a change during open enrollment, your enrollment in other benefits plans will continue through 2017 as long as you remain eliglble. 

Five Steps to Take Now

For tips on actions you can take now to prepare for Open Enrollment, download the Open Enrollment checklist to print or save to your desktop.

  1. Mark your calendar for Open Enrollment: October 24 - November 4
  2. Think about next year. Do you need to change your medical, dental, vision or legal services plan for 2017? 
  3. Protect your loved ones. Update your beneficiary designations for your life insurance and retirement savings accounts now. And add eligible dependents you want to cover in 2017 to your benefits during Open Enrollment.
  4. Take simple steps to save more. Consider enrolling in a Health Care Flexible Spending Account and or a Dependent Care Flexible Spending Account (FSA) for 2017. While you do not need to do anything to continue your other benefits, IRS rules do not allow FSA enrollments to carry over to the following calendar year. Even if you're currently enrolled in an FSA you need to re-enroll for next year. And if you're not already participating in the mail order pharmacy program, sign up to get your prescriptions by mail to save on copays.
  5. Get the most of of your health care with new tools to help you find the safest hospitals, have a conversation with your doctor and more.

Review Your Current Benefits and Coverage; View Your 2017 Rates

Open enrollment is the ideal time for faculty and staff to review their benefits and covered dependents in anticipation of life events coming up in the next year. For example, a young child who will go to the dentist for the first time in 2017 would need to be added to your dental plan coverage during this year's open enrollment.

Review your current benefits enrollment and coverage, and see your 2017 rates, on Wolverine Access.

Log on to Wolverine Access and select Employee Self-Service > Benefits.

  • To review your current benefits, select Benefits Summary.

  • To view your 2017 rates, select Display Benefit Plan Rates and then scroll down; your current rates will be displayed at the top.

  • To review your covered dependents, select Dependent Coverage.

View 2017 Benefits Plan Rates for additional rate information for Retirees, COBRA participants, Employer Shared Responsibility, and faculty and staff on leave of absence.

Planning to Retire in 2017?

If you are planning to retire in 2017, be sure to add any eligible dependents to your benefits during Open Enrollment that you wish to cover on your U-M retirement benefits. You cannot add new dependents to your benefits after you retire. You may wish to attend a planning for retirement class.

Open Enrollment Begins October 24

Beginning on October 24, faculty and staff will use self-service on Wolverine Access to make their benefits changes. If you are a U-M retiree, you may use self-service or complete and send in the enrollment form that will be included in an open enrollment book the Benefits Office will mail to your home address. Make sure to submit all changes by 5 p.m. on Friday, November 4. Benefits changes and new rates will go into effect on January 1.

The Benefits Office will send open enrollment information to eligible faculty and staff by email and will mail information to U-M retirees at their home addresses in early October.