The University of Michigan is committed to offering a high-quality benefits package to support faculty, staff, and their families. Your eligibility for benefits is based on your job group, your appointment percentage, and the length of your appointment. You must enroll in any plan for which you also wish to enroll a dependent. Individual plans may have additional eligibility criteria.
The times when you can enroll in or change your benefits at the University of Michigan are:
- as a newly hired or newly eligible faculty or staff member
- after experiencing a qualified family status change
- your next period of eligibility under the Affordable Care Act, if applicable
- during the annual Open Enrollment, usually in October with elections effective the first of the following year, if applicable
You have 30 days to enroll, or as specified by your collective bargaining agreement. It is to your advantage to enroll in benefits as soon as you are eligible. You can enroll in or change your elections for the Basic Retirement Savings Plan, the 403(b) Supplemental Retirement Account (SRA), 457(b) Deferred Compensation Plan, and Dependent Child Life insurance at any time of the year. You can enroll in Expanded Long Term Disability, Optional Group and Dependent Spouse/Other Qualified Adult Group Term Life Insurance at any time by providing proof of insurability in the form of a health statement. Visit the individual plan pages for more information or review benefits enrollment deadlines and defaults. For a quick overview of offered benefits, view Comprehensive Benefits for Faculty and Staff.