Dental Plan Rates

Faculty and Staff Payroll Deductions

Faculty and staff pay for enrollment in dental plan Option 2 or Option 3 through payroll deduction from your salary before taxes are calculated. If you are paid biweekly, payroll deductions will be taken from your first two paychecks each month. If there are three pay dates in a month, no dental plan deductions will be taken from the third paycheck. If you are paid monthly, payroll deductions will be taken from each monthly paycheck.

Retiree Contributions

Retirees may pay for dental plan coverage through electronic funds transfer (EFT), or by personal check or money order. If you do not arrange EFT, you will receive a billing statement each month if you have a co-premium for dental coverage or other benefits. See Paying for Benefits in Retirement for details.

Dental Plan Rates

2023 and 2024 Dental Plan Rates

For the following groups, you do not pay anything when you and your eligible dependents enroll in Option 1. The university pays the full cost. The university shares a portion of the cost if you enroll in Option 2 or Option 3.

  • Faculty and staff members
  • Retirees who retired before January 1, 1987
  • Retirees who were hired before July 1, 1988 and are any age
  • Retirees hired on or after July 1, 1988 and are age 62 and older
  • GEO members
  • GSRAs
  • Benefits-eligible fellowship holders

       

Dental Plan Rates
Dental Plan Option Coverage Level 2023 Monthly Rate 2024 Monthly Rate 2023 University Monthly Contribution  2024 University Monthly Contribution
Option 1 You Only $0 $0 $21.12 $23.08
Option 1 You and Child $0 $0 $44.24 $46.16
Option 1 You and Adult $0 $0 $44.24 $46.16
Option 1 You and Adult and Children $0 $0 $70.58 $73.64
Option 1 You and Children $0 $0 $70.58 $73.64
Option 2 You Only $14.02 $15.44 $22.12 $23.08
Option 2 You and Child $28.04 $30.88 $44.24 $46.16
Option 2 You and Adult $28.04 $30.88 $44.24 $46.16
Option 2 You and Adult and Children $41.82 $46.16 $70.58 $73.64
Option 2 You and Children $41.82 $46.16 $70.58 $73.64
Option 3 You Only $20.62 $22.54 $21.12 $23.08
Option 3 You and Child $41.24 $45.08 $44.24 $46.16
Option 3 You and Adult $41.24 $45.08 $44.24 $46.16
Option 3 You and Adult and Children $62.36 $68.24 $70.58 $73.64
Option 3 You and Children $62.36 $68.24 $70.58 $73.64

No University Contribution for Dental Coverage

The following groups have access to dental coverage but pay the full cost. There is no university contribution.

  • Medical School students
  • Leave of Absence
  • Reduction in Force
  • Retirees hired on or after July 1, 1988 who are under age 62 pay the full cost of benefits until they reach age 62.
Dental Plan Rates with No University Contribution
Dental Plan Option Coverage Level 2023 Monthly Rate 2024 Monthly Rate
Option 1 You Only $21.12 $23.08
Option 1 You and Child $44.24 $46.16
Option 1 You and Adult $44.24 $46.16
Option 1 You and Adult and Children $70.58 $73.64
Option 1 You and Children $70.58 $73.64
Option 2 You Only $36.14 $38.52
Option 2 You and Child $72.28 $77.04
Option 2 You and Adult $72.28 $77.04
Option 2 You and Adult and Children $112.49 $119.80
Option 2 You and Children $112.40 $119.80
Option 3 You Only $42.74 $45.62
Option 3 You and Child $85.48 $91.24
Option 3 You and Adult $85.48 $91.24
Option 3 You and Adult and Children $132.94 $141.88
Option 3 You and Children $132.94 $141.88

COBRA Dental Plan Rates

COBRA participants pay the full cost for dental coverage plus a 2 percent administration fee. 

Monthly COBRA Rates for Dental Plan
Dental Plan Option Coverage Level 2023 Total COBRA Premium 2024 Total COBRA Premium
Option 1 You Only $22.56 $23.54
Option 1 You and Adult $45.12 $47.08
Option 1 You and Adult and Children $71.99 $75.11
Option 1 You and Child $45.12 $47.08
Option 1 You and Children $71.99 $75.11
Option 2 You Only $36.86 $39.29
Option 2 You and Adult $73.73 $78.58
Option 2 You and Adult and Children $114.65 $122.20
Option 2 You and Child $73.73 $78.58
Option 2 You and Children $114.65 $122.20
Option 3 You Only $43.59 $46.53
Option 3 You and Adult $87.19 $93.06
Option 3 You and Adult and Children $135.60 $144.72
Option 3 You and Child $87.19 $93.06
Option 3 You and Children $136.60 $144.72