Faculty and Staff Payroll Deductions
Faculty and staff pay for enrollment in dental plan Option 2 or Option 3 through payroll deduction from your salary before taxes are calculated. If you are paid biweekly, payroll deductions will be taken from your first two paychecks each month. If there are three pay dates in a month, no dental plan deductions will be taken from the third paycheck. If you are paid monthly, payroll deductions will be taken from each monthly paycheck.
Retiree Contributions
Retirees may pay for dental plan coverage through electronic funds transfer (EFT), or by personal check or money order. If you do not arrange EFT, you will receive a billing statement each month if you have a co-premium for dental coverage or other benefits. See Paying for Benefits in Retirement for details.
Dental Plan Rates
2024 and 2025 Dental Plan Rates
For the following groups, you do not pay anything when you and your eligible dependents enroll in Option 1. The university pays the full cost. The university shares a portion of the cost if you enroll in Option 2 or Option 3.
- Faculty and staff members
- Retirees who retired before January 1, 1987
- Retirees who were hired before July 1, 1988 and are any age
- Retirees hired on or after July 1, 1988 and are age 62 and older
- GEO members
- GSRAs
- Benefits-eligible fellowship holders
| Dental Plan Option | Coverage Level | 2024 Monthly Rate | 2025 Monthly Rate | 2024 University Monthly Contribution | 2025 University Monthly Contribution |
|---|---|---|---|---|---|
| Option 1 | You Only | $0 | $0 | $23.08 | $27 |
| Option 1 | You and Child | $0 | $0 | $46.16 | $54 |
| Option 1 | You and Adult | $0 | $0 | $46.16 | $54 |
| Option 1 | You and Adult and Children | $0 | $0 | $73.64 | $86.14 |
| Option 1 | You and Children | $0 | $0 | $73.64 | $86.14 |
| Option 2 | You Only | $15.44 | $18 | $23.08 | $27 |
| Option 2 | You and Child | $30.88 | $36 | $46.16 | $54 |
| Option 2 | You and Adult | $30.88 | $36 | $46.16 | $54 |
| Option 2 | You and Adult and Children | $46.16 | $53.82 | $73.64 | $86.14 |
| Option 2 | You and Children | $46.16 | $53.82 | $73.64 | $86.14 |
| Option 3 | You Only | $22.54 | $25.38 | $23.08 | $27 |
| Option 3 | You and Child | $45.08 | $50.76 | $46.16 | $54 |
| Option 3 | You and Adult | $45.08 | $50.76 | $46.16 | $54 |
| Option 3 | You and Adult and Children | $68.24 | $76.78 | $71.64 | $86.14 |
| Option 3 | You and Children | $68.24 | $76.78 | $71.64 | $86.14 |
No University Contribution for Dental Coverage
The following groups have access to dental coverage but pay the full cost. There is no university contribution.
- Medical School students
- Leave of Absence
- Reduction in Force
- Retirees hired on or after July 1, 1988 who are under age 62 pay the full cost of benefits until they reach age 62.
| Dental Plan Option | Coverage Level | 2024 Monthly Rate | 2025 Monthly Rate |
|---|---|---|---|
| Option 1 | You Only | $23.08 | $27 |
| Option 1 | You and Child | $46.16 | $54 |
| Option 1 | You and Adult | $46.16 | $54 |
| Option 1 | You and Adult and Children | $73.64 | $86.14 |
| Option 1 | You and Children | $73.64 | $86.14 |
| Option 2 | You Only | $38.52 | $45 |
| Option 2 | You and Child | $77.04 | $90 |
| Option 2 | You and Adult | $77.04 | $90 |
| Option 2 | You and Adult and Children | $119.80 | $139.96 |
| Option 2 | You and Children | $119.80 | $139.96 |
| Option 3 | You Only | $45.62 | $52.38 |
| Option 3 | You and Child | $91.24 | $104.76 |
| Option 3 | You and Adult | $91.24 | $104.76 |
| Option 3 | You and Adult and Children | $141.88 | $162.92 |
| Option 3 | You and Children | $141.88 | $162.92 |
COBRA Dental Plan Rates
COBRA participants pay the full cost for dental coverage plus a 2 percent administration fee.
| Dental Plan Option | Coverage Level | 2024 Total COBRA Premium | 2025 Total COBRA Premium |
|---|---|---|---|
| Option 1 | You Only | $23.54 | $27.54 |
| Option 1 | You and Adult | $47.08 | $55.08 |
| Option 1 | You and Adult and Children | $75.11 | $87.86 |
| Option 1 | You and Child | $47.08 | $55.08 |
| Option 1 | You and Children | $75.11 | $87.86 |
| Option 2 | You Only | $39.29 | $45.90 |
| Option 2 | You and Adult | $78.58 | $91.80 |
| Option 2 | You and Adult and Children | $122.20 | $142.76 |
| Option 2 | You and Child | $78.58 | $91.80 |
| Option 2 | You and Children | $122.20 | $142.76 |
| Option 3 | You Only | $46.53 | $53,43 |
| Option 3 | You and Adult | $93.06 | $106.86 |
| Option 3 | You and Adult and Children | $144.72 | $166.18 |
| Option 3 | You and Child | $93.06 | $106.86 |
| Option 3 | You and Children | $144.72 | $166.18 |