Open Enrollment is an annual period, usually in October, when you may make changes to your benefits for the following calendar year. If eligible, you may enroll in or change your coverage for the U‑M health, dental, vision and legal services plans plus enroll in a flexible spending account. Changes made during the Open Enrollment period go into effect on January 1 of the following year, and as long as you remain eligible, remain in effect through December 31.
Outside of the Open Enrollment period, certain life events, such as marriage or the birth or adoption of a child, may allow you to make certain benefits changes related to the event, such as adding a new dependent. Be sure to review Life Events for important rules and deadlines that must be met for benefits changes to take place.
The Retirement Savings Plans, Long-Term Disability, and Life Insurance plans are not part of Open Enrollment, and if you are eligible for these plans, you may enroll or make changes to your participation in these plans at any time of the year.