Updated Nov. 2, 2024
Open Enrollment Has Concluded
Open Enrollment for 2025 benefits took place Oct. 21-Nov. 1, 2024.
Open Enrollment is an annual period of time when faculty, staff, retirees and survivors, and benefits-eligible graduate students can make changes to their benefits. Changes and new rates go into effect Jan. 1, 2025. Benefits included are health, dental, vision, legal services, and flexible spending accounts (FSAs), based on your eligibility. Review the benefits eligibility for you and your dependents. Please note that FSAs require re-enrollment each year to continue your participation.
Visit this page frequently for the latest information.
What's New for 2025
- Enhancements to the Legal Services Plan
- Enhancement to the Vision Plan
- Enroll in or increase coverage in the Optional Life Insurance Plan
- Increased Health Care Flexible Spending Account limit
- Increased contribution maximums for Health Savings Accounts
Legal Services Plan
The following services will be added to the Legal Plan at no additional cost in 2025:
- Divorce, dissolution and annulment (contested and uncontested)
- Custody order
- Enforcement or modification of support order
Vision Plan
The Vision Plan covered allowances for eyeglass frames and contact lenses will increase from $130 to $200.
Monthly plan premiums also will decrease by about 10%.
Health Care Flexible Spending Account
In 2025, you can contribute a minimum of $120 up to a maximum of $3,200 per calendar year to your Health Care FSA.
View Inspira Financial's U-M microsite for more information.
Health Savings Account (HSA)
U-M has set the deductible at the minimum threshold set by the IRS for the Consumer-Directed Health Plan (CDHP) to allow for participation in the Health Savings Account (HSA). This will save plan participants money on an annual basis. It is anticipated that the CDHP deductible will change on an annual basis based on IRS requirements. View the CDHP page for more information.
Optional Life Insurance Plan
In 2025, faculty and staff members have a one-time opportunity to enroll in or increase their coverage in the Optional Life Insurance Plan by up to 1 times salary; you may be required to fill out a health statement. For more information, view the Optional Life Insurance webpage.
Reminders
- Use health plan resources to your advantage: Resources are available to help you find the health plan that works best for you.
- Keep your address current: Update your address through Wolverine Access by selecting Employee Self Service > Campus Personal Information > Addresses > Current Local.
- Update your beneficiaries: Check your beneficiary designations for your U-M life insurance and retirement savings plan accounts.
- Stay informed: To receive news from University Human Resources about benefits, programs, policies and other activities for faculty and staff, sign up to receive updates by email.
- Pay attention: Watch for information about all things Open Enrollment in UHR News, The University Record, emails and more.