Open Enrollment is an annual period of time, usually in October, when faculty, staff, retirees and survivors, and benefits-eligible graduate students can make changes to their benefits. Changes and new rates go into effect January 1.
Visit this page frequently for the latest information.
Changes Outside of Open Enrollment
Outside of the annual Open Enrollment period, you may be able to make specific benefits changes within 30 days of a qualifying family status event. See Life Events for details on making benefits changes.
Benefits You Can Change Any Time
U-M Retirement Savings Plan elections are not part of Open Enrollment and you can make changes at any time throughout the year. However, to avoid conflict with Open Enrollment benefit changes, initiating Basic Plan, 403(b) SRA, and 457(b) Deferred Compensation Plan elections through Wolverine Access Self-Service will not be available on the last two days of Open Enrollment.
Medicare Advantage Plans
The University of Michigan offers Medicare eligible retirees health plans which coordinate with traditional Medicare. Our plans work with Medicare to provide comparable coverage to our active employee plans.
You may have seen information about Medicare Advantage plans that are available in the individual health plan market. These plans are not currently offered as an option through your University of Michigan retiree benefits. If you are considering enrolling in a Medicare Advantage plan it is recommended that you review the plan design to ensure that your out of pocket costs will remain the same. If you waive out of the University's health plan, review the Your Benefits in Retirement booklet for important facts to consider before waiving coverage.
- Please make sure to keep your home address up to date with the university. Learn more.
- Have you moved in the last year? Enrollment in the Michigan Care health plan is currently limited to faculty, staff and retirees who live in a specific geographic area within southeast Michigan. Visit Michigan Care Eligibility and enter your home zip code to see if you are eligible to enroll in the plan.
- Wolverine Tower is closed during the COVID-19 pandemic. Walk-in service is not available.