Open Enrollment

Open Enrollment is an annual opportunity for you to change your health plan, dental plan option, vision plan and/or legal plan enrollment, if eligible. Eligible faculty and staff may also enroll in a Flexible Spending Account. The Open Enrollment period is usually held in late October with benefit changes taking effect on January 1.  

Benefits Changes Outside of Open Enrollment

Qualified Family Status Change

Outside of the Open Enrollment period, certain life events, such as marriage or the birth or adoption of a child, may allow you to make specific benefits changes related to the event, such as adding a new dependent to your U-M health plan. Be sure to review Life Events for important rules and deadlines you must meet in order to change your benefits due to a qualified family status change.

Benefits You Can Change Any Time

The Retirement Savings Plans, Long-Term Disability, and Life Insurance plans are not part of Open Enrollment, and if you are eligible for these plans, you may enroll or make changes to your participation in these plans at any time of the year.