Open Enrollment is an annual opportunity for faculty, staff, retirees and benefits-eligible graduate students to change their health plan, dental plan option, vision plan and/or legal services plan enrollment, if eligible. Faculty and staff may also add eligible dependents to their coverage, remove ineligible dependents, and enroll in a Health Care and or Dependent Care Flexible Spending Account. Changes go into effect on January 1.
Open Enrollment for 2020 Benefits Is Underway
Open Enrollment for 2020 benefits is underway and continues until 5:00 p.m. (EST) on Friday, November 1, 2019.
Make Your Benefits Changes Now
If you want to change your benefits, go to Wolverine Access:
- Click the Faculty & Staff tab.
- Click Employee Self-Service and log in as required.
- Click the Benefits tab.
- Follow the instructions on the Benefits Enrollment page to review your current benefits and make and submit your changes.
Your enrollment will be complete when a confirmation statement is displayed.
- Retirees may make changes online or by completing and sending in the benefits enrollment form included in materials mailed to them in early October.
- You may make and submit changes any many times as you wish until 5:00 p.m. (EST) on Friday, November 1, 2019.
- Changes and new rates go into effect on January 1.
Please note: Supported browsers are Chrome, Edge, Firefox, Internet Explorer, and Safari. See Browser & Operating System Support for more information. If you need help with Wolverine Access, contact the ITS Service Center.
No Action Is Required to Keep Your Current Benefits, Except FSAs
No action is required to keep your current benefits through 2020 (as long as you remain eligible), except for Flexible Spending Accounts (FSAs). The Internal Revenue Service regulates FSA plans. IRS rules do not allow enrollments to carry over from one year to the next and you will need to re-enroll if you want to participate in an FSA for 2020. Learn more about FSAs.
Enroll in an FSA:
- Through Wolverines Access Benefits Self-Service during Open Enrollment, now through 5:00 p.m. on November 1, 2019. Your FSA will be available for reimbursement on January 1, 2020*.
- Enroll by completing and submitting a paper form. The Open Enrollment 2020 FSA deduction authorization form will be available for download on November 2, 2019.
- Return your completed and signed form by December 6, 2019 and your Health Care FSA will be available for reimbursement on January 1, 2020*.
- Return your completed and signed form by December 31, 2019 and your Health Care FSA will be available for reimbursement on February 1, 2020. You may incur eligible expenses in January, but hold on to your receipts until February before you file a claim for reimbursement*.
*Please note: The enrollment deadlines and reimbursement availability dates refer to Heath Care FSAs only. For reimbursement from a Dependent Care FSA, you must have the full amount of your claim deposited in your Dependent Care FSA in order to receive reimbursement for the claim.
Benefits Changes Outside of Open Enrollment
Qualified Family Status Change
Open Enrollment is the annual opportunity to make benefits changes for the upcoming year. Outside of the Open Enrollment period, certain life events, such as marriage or the birth or adoption of a child, may allow faculty and staff members to make specific benefits changes within 30 days of the event. The allowable change is specific to the event, for example, marriage allows you to add your new dependent to your U-M health plan. Retirees cannot add new dependents.
Be sure to review Life Events for important rules and deadlines to change your benefits due to a qualified family status change.
Benefits You Can Change Any Time
The Retirement Savings Plans, Long-Term Disability, and Life Insurance plans are not part of benefits Open Enrollment. If you are eligible for these plans, you may enroll or make changes to your participation in these plans at any time of the year.
About the Retirement Savings Plans
Retirement Savings Plan Enrollment Will Be Suspended October 31 and November 1, 2019
To avoid conflict with benefits open enrollment, retirement savings plan changes through Wolverine Access self-service will be suspended on October 31 - November 1 and will continue on November 2, 2019. The Retirement Savings Plans are not part of Open Enrollment, and other than those two days you may enroll or change your participation at any time.
Michigan Medicine Employees: No Action Required for Basic Retirement Plan Contribution Change
Effective January 1, 2020, the Basic Plan contribution amount will increase to 5% of eligible compensation for Michigan Medicine employees, with a 10% university contribution after the 12-month waiting period once enrolled in the plan. No action is required; the change will take place automatically on January 1. Retirement savings contributions for bargained-for employees are determined by the terms of their respective collective bargaining agreements.
About Dependent Life Insurance
Remember, if you have Dependent Life Insurance for your children, it covers all children in your household age 15 days through the end of the month they turn age 26. When you no longer have children in your household who are eligible coverage, cancel your Dependent Child Life coverage. Download, complete and return the Group Term Life Insurance Withdrawal Form to stop premium deductions from your pay.
Is Your Information Current?
- Verify your covered dependent's information on Wolverine Access using Employee Self-Service > Benefits > Benefits Summary Self Service > Dependent/Beneficiary Info. Having the correct information on file may help avoid delay in receiving health care services and speed claims processing for dependents enrolled on your benefits.
- Update your home address with the university using Employee Self-Service > Campus Personal Information > Addresses on Wolverine Access if you have moved. Select the edit icon for "Current Local" address to update it.
- Update your beneficiary designations for life insurance and the retirement savings plans if your circumstances have changed.
- Add or update your emergency contacts on Wolverine Access through Employee Self-Service > Campus Personal Information > Emergency Contacts. You may also want to sign up for U-M Emergency Alerts.