Open Enrollment

Open Enrollment is an annual period of time, usually in October, when faculty, staff, retirees and survivors, and benefits-eligible graduate students can make changes to their benefits. Changes and new rates go into effect January 1. Visit this page frequently for the latest information.

Open Enrollment for 2023 benefits is October 17-28, 2022

During this time only, you may make benefits changes through Wolverine Access as often as you wish until 5:00 p.m. EST on October 28. Changes and new rates take effect January 1, 2023. 

Benefits included are health, dental, vision, legal services, and flexible spending accounts (FSAs), based on your eligibility. Review the benefits eligibility for your and your dependents.

What's New

Health Plan Resources

Tools and resources are available to help you find the health plan that offers the most advantages to you and your family, and then to use it wisely. 

Health Care FSA Increase

For 2023, you can contribute a minimum of $120 up to the new maximum of $2,850. A Health Care FSA covers eligible health care expenses for you and your eligible dependents.

Fluid eBenefits

Benefits Self-Service in Wolverine Access has been updated, so it will operate differently than you might remember. Be sure to read and follow the prompts carefully.  Check out tips and tricks to help you with the new Fluid eBenefits. You can also watch a video to learn how to navigate through the updated system. 

If you have not had a confirmation statement produced in Fluid Benefits yet, you may receive the following error message when you click the 'Done' button on the Benefits Alerts pop-up page: 'An error has occurred that has stopped this transaction from continuing' along with a pop-up that reads 'Benefits Statement is not setup. Please contact your Benefits Administrator'.

To get around this error, return to the Benefits Enrollment page and select the Submit button again, then select the 'View' button on the Benefits Alerts pop-up page. This will create the submitted elections confirmation statement. You will receive a confirmation email the following day once your elections are submitted.

Please note, you will not get an immediate confirmation email to your umich email account after you've completed your selections. The email will arrive toward the end of the service day. Your confirmation, however, will be available in the Fluid eBenefits system for you to view. More information regarding confirmation statements can be found below. 

Confirmation Statements

Final confirmation statements will be available after November 4. After making an online election, you can view or print your submitted confirmation statement immediately after your elections are submitted. Final and Submitted Confirmation Statements are available in Wolverine Access:

  1. Enter 'Benefits' in the search bar
  2. Click Search
  3. Enter your uniqname and UMICH (Level-1) password; Two-factor (Duo) for weblogin is required
  4. Click the Benefits Self-Service tile
  5. Click the Benefits Statement tile

Changes Outside of Open Enrollment

Outside of the annual Open Enrollment period, you may be able to make specific benefits changes within 30 days of a qualifying family status event. See Life Events for details on making benefits changes.

Benefits You Can Change Any Time

Retirement savings plans, life insurance, and long-term disability plans are not part of Open Enrollment. If eligible, you may enroll or make changes to these plans at any time.

U-M Retirement Savings Plan elections are not part of Open Enrollment and you can make changes at any time throughout the year. However, to avoid conflict with Open Enrollment benefit changes, initiating Basic Plan, 403(b) SRA, and 457(b) Deferred Compensation Plan elections through Wolverine Access Self-Service will not be available on the last two days of Open Enrollment.

Supplemental Medicare Plans vs Medicare Advantage Plans 

The University of Michigan offers Medicare eligible retirees supplemental health plans which coordinate with traditional Medicare. Our plans work with Medicare to provide comparable coverage to our active employee plans. 

You may have seen information about Medicare Advantage plans that are available in the individual health plan market. These plans are not currently offered as an option through your University of Michigan retiree benefits.  If you are considering enrolling in a Medicare Advantage plan it is recommended that you compare the benefits and out of pocket costs with the University's Medicare plan to ensure they are equivalent. Before making a final decision, please review additional information regarding waiving coverage in retirement

For More Information


  • Check your beneficiary designations for your U-M life insurance and retirement savings plan accounts.
  • Update your home mailing address through Wolverine Access by selecting Employee Self Service > Campus Personal Information > Addresses > Current Local. 
  • Enrollment in the Michigan Care health plan is currently limited to faculty, staff and retirees who live in a specific geographic area within southeast Michigan. Visit Michigan Care Eligibility and enter your home zip code to see if you are eligible to enroll in the plan.
  • Wolverine Tower is closed during the COVID-19 pandemic. Walk-in service is not available.
  • Sign up for news from University Human Resources. To receive news about benefits, programs, policies and other activities for faculty and staff, sign up to receive updates by email.