Open Enrollment for 2018 benefits is October 23 - November 3, 2017.
Open Enrollment is an annual period, usually in late October, when you may make changes to your benefits for the following calendar year. If eligible, you may enroll in or change your coverage for the health, dental, vision and legal services plans plus flexible spending accounts. Coverage is effective January 1.
Minor changes for 2018
- In 2018, U-M will no longer offer the Health Alliance Plan (HAP) HMO. The Benefits Office informed current HAP members of this change. HAP members who do not select a different health plan during Open Enrollment will be automatically enrolled in the Blue Cross Blue Shield Community Blue PPO plan effective January 1. See Health Plans for additional options.
- The annual limit for contributions to a health care flexible spending account will increase to $2,600 for 2018. IRS rules do not allow flexible spending account (FSA) enrollments to continue across calendar years. Faculty and staff need to re-enroll to participate in an FSA in the upcoming year.
- Beginning January 1, the U-M dental plan will include two fluoride treatments per calendar year for plan members up to age 19.
2018 benefits plan rates and additional open enrollment information will be available after August 21, 2017.
Think about other benefits plans and your dependents
While you are thinking about your benefits, now is a good time to think about any changes you may need to make.
- If there has been a change in your life, for example, marriage or divorce, now is a good time to think about your beneficiary designations.
- If you are planning to retire in 2018, be sure to add eligible dependents you want to cover on your U-M retiree benefits to your coverage during open enrollment. You cannot add dependents to your U-M benefits as a retiree.
- If you have a young child who will visit the dentist for the first time in 2018, be sure to add your child to your dental plan coverage during open enrollment.
- Life insurance, Long-Term Disability, and the retirement savings plans are not part of Open Enrollment and you may enroll or make changes to your coverage or enrollment in these plans at any time.