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Outside of Open Enrollment, certain life events allow you to change your benefits during the calendar year.
What is a Qualifying Life Event?
A qualified family status change may be related to your marital status, number or status of dependents, employment status or work schedule, residence or work site, Medicare/Medicaid eligibility or a domestic relations order. These events may not apply to every benefit plan.
You can change your benefits to reflect a qualified family status change if you act within 30 days of the qualifying event.
Some examples of qualifying events include:
Ineligible Dependents? Remember to Remove Them
It is important to remove any ineligible dependents from your coverage within 30 days of the loss of eligibility.
Who Qualifies as a Dependent?
- Spouse
- Other qualified adult (OQA)
- Married same-sex couples
- When two members of a household work at U-M or a family member has U-M benefits as a retiree
- Your child of your spouse or OQA’s child
- Child under legal guardianship
- Never married principally supported child
- Disabled child age 26 or older
- Survivors of deceased active benefits-eligible faculty and staff
- Survivors of deceased retired faculty and staff
View more information on the different types of qualifying dependents and how they are defined.