Getting prepared before Open Enrollment begins Monday, Oct. 12, is important.
U-M benefits will be enhanced in 2027 with a new health plan for employees and retirees, and an opportunity to increase expanded long-term disability (LTD) coverage.
Tools You Can Use
U-M provides several resources to help you decide which benefit plans best suit your needs.
Open Enrollment Books
The 2027 Open Enrollment books offer comprehensive U-M benefits information and Health Plan Coverage Comparison charts to help you match a plan to your preferences.
Health Plan Coverage Comparison Charts
The 2027 Health Plan Coverage Comparison Charts contain detailed information about each U-M health plan, including coverage for preventive, hospital and outpatient services; emergency, mental health and substance abuse care, and much more.
Open Enrollment Web Page
The Open Enrollment web page offers a snapshot of what’s new for 2027, links to health plan rates, updated limits for flexible spending accounts and the Consumer-Directed Health Plan (CDHP) with Health Savings Account (HSA), and more.
Dental Plans Resources
The Summary of Dental Plan benefits chart is a one-stop resource for users to compare U-M’s three Dental Plan options.
Open Enrollment 2027
Open Enrollment is Monday, Oct. 12, through 5 p.m. Eastern Time Friday, Oct. 23. This is your annual opportunity to change your health, dental, vision, and legal services benefits.
New elections and rates take effect Jan. 1, 2027.
If you’d like to enroll in a 2027 Flexible Spending Account, you also can do so during Open Enrollment.
