Open Enrollment 2025: Increasing Your Optional Life Insurance

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Open Enrollment for 2025 benefits will take place Monday, Oct. 21, through 5 p.m. Friday, Nov. 1. It’s a once-a-year opportunity to change your health, dental, vision and legal services plans – and it's only a few weeks away. 

Benefits changes and new rates take effect Jan. 1, 2025.

No action is required to keep current benefits, except for Flexible Spending Accounts, which require re-enrollment each year.

Save the Dates and Start Planning

Learn more about Open Enrollment

Increasing Your Coverage

One of the choices you’ll have during Open Enrollment is to increase your optional life insurance coverage up to 1 times your salary. If you change your coverage, the new level will become effective Jan. 1, 2025. 

You can enroll in optional life coverage from $10,000 up to $1.7 million, depending on your salary.

For specific coverage options, monthly cost examples and access to a cost calculator, view the Optional Life Insurance Plan web page

If you have questions, contact the Shared Services Center - HR Customer Care at (734) 615-2000 locally or toll-free at (866) 647-7657, or email [email protected]

The SSC Contact Center - HR Customer Care is open Monday - Friday from 8 a.m. to 1 p.m. and 2 - 5 p.m. ET.

As you consider your Open Enrollment choices, keep in mind: 

  • Resources are available to help you find the health plan that works best for you.

  • You can update your address at any time through Wolverine Access by selecting Employee Self Service > Campus Personal Information > Addresses > Current Local.

  • Check your beneficiary designations for your U-M life insurance and retirement savings plan accounts.

Watch for information about Open Enrollment in UHR News, the University Record and your U-M email.

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