Open Enrollment 2025: Increasing Your Optional Life Insurance

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Open Enrollment for 2025 benefits will take place Monday, Oct. 21, through 5 p.m. Friday, Nov. 1. It’s a once-a-year opportunity to change your health, dental, vision and legal services plans – and it's only a few weeks away. 

Benefits changes and new rates take effect Jan. 1, 2025.

No action is required to keep current benefits, except for Flexible Spending Accounts, which require re-enrollment each year.

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Learn more about Open Enrollment

Increasing Your Coverage

One of the choices you’ll have during Open Enrollment is to increase your optional life insurance coverage up to 1 times your salary. If you change your coverage, the new level will become effective Jan. 1, 2025. 

You can enroll in optional life coverage from $10,000 up to $1.7 million, depending on your salary.

For specific coverage options, monthly cost examples and access to a cost calculator, view the Optional Life Insurance Plan web page

If you have questions, contact the Shared Services Center - HR Customer Care at (734) 615-2000 locally or toll-free at (866) 647-7657, or email [email protected]

The SSC Contact Center - HR Customer Care is open Monday - Friday from 8 a.m. to 1 p.m. and 2 - 5 p.m. ET.

As you consider your Open Enrollment choices, keep in mind: 

  • Resources are available to help you find the health plan that works best for you.

  • You can update your address at any time through Wolverine Access by selecting Employee Self Service > Campus Personal Information > Addresses > Current Local.

  • Check your beneficiary designations for your U-M life insurance and retirement savings plan accounts.

Watch for information about Open Enrollment in UHR News, the University Record and your U-M email.

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Review What’s New for Open Enrollment 2025

Choices include new legal services, optional life insurance increases, and more.