Open Enrollment is an annual opportunity for faculty, staff, retirees and benefits-eligible graduate students to change their health plan, dental plan option, vision plan and/or legal services plan enrollment, if eligible. Faculty and staff may also add eligible dependents to their coverage, remove ineligible dependents, and enroll in a Health Care and or Dependent Care Flexible Spending Account. Changes go into effect on January 1.
Open Enrollment for 2020 Benefits is October 21 - November 1 (5 p.m.)
Open Enrollment for 2020 benefits is Monday, October 21 to Friday, November 1, 2019 at 5 p.m. EST.
Mark Your Calendar
View Your 2020 Rates
Review your 2020 rates for each plan and coverage level you are interested in. The rates are in effect January 1 - December 31, 2020.
Make Changes Online
You will make benefits changes, if any, through Benefits Self Service on Wolverine Access during the Open Enrollment period, October 21 to November 1, 2019 at 5:00 p.m. Retirees may make changes online or by completing and sending in the benefits enrollment form that will be included in materials mailed to their address on file in early October.
Changes and new rates go into effect on January 1.
No Action Required to Keep Current Benefits, Except FSAs
As long as you remain eligible and premiums are paid, no action is required to keep your current benefits through 2020, except for Flexible Spending Accounts (FSA). The Internal Revenue Service regulates FSA plans. IRS rules do not allow enrollments to carry over from one year to the next and you will need to re-enroll if you want to participate in an FSA for 2020. Learn more about FSAs.
Benefits Changes Outside of Open Enrollment
Qualified Family Status Change
Outside of the Open Enrollment period, certain life events, such as marriage or the birth or adoption of a child, may allow employees to make specific benefits changes within 30 days of the event. The allowable change is specific to the event, for example, marriage allows you to add your new dependent to your U-M health plan. Be sure to review Life Events for important rules and deadlines to change your benefits due to a qualified family status change.
Benefits You Can Change Any Time
The Retirement Savings Plans, Long-Term Disability, and Life Insurance plans are not part of benefits Open Enrollment. If you are eligible for these plans, you may enroll or make changes to your participation in these plans at any time of the year.