Cybersecurity attacks occur every 39 seconds in the U.S. With hackers becoming more creative, the more you know, the better to protect your sensitive information.

Fidelity Investments, one of U-M’s partners in the university’s Retirement Savings Plans, will offer a free webinar Thursday, Nov. 9, to offer tips on protecting your data from scammers, "dark web"-ers and more.

The event, “Personal Security Insights,” begins at 1 p.m. Discussion will include practical tips about how to protect yourself and your family against ever-evolving cyber threats, including commonly used schemes. You'll also learn about trends in personal data security, as well as how to develop your own risk mitigation strategy so you're less of a target.

Personal Security Insights is offered at no cost. Register on the Fidelity “events” page.

Practical Know-How at Your Fingertips

Fidelity will offer additional webinars as part of its monthly education programs. All are free and open to the public. If you can’t watch in real-time, most can be streamed at your convenience. This month, the following are scheduled:

• Learn the Basics of When and How to Claim Social Security
  During the event, you’ll learn how Social Security benefits work and how to claim your benefits, as well as a good foundation to decide when to start receiving your benefits.
  Wednesday, Nov. 15 – 2-3 p.m.
  Monday, Nov. 27 ­– noon-1 p.m.
  Register here
• Prepare for the Reality of Health Care in Retirement
  During this event, you’ll learn how to estimate your health care costs and factor them into your retirement paycheck; understand your options for health care coverage before and after age 65; and plan for your retirement health care costs.
  Friday, Nov. 17 – noon-1 p.m.
  Thursday, Nov. 30 – 4-5 p.m.
  Register here

TIAA also offers free virtual workshops to help you get more comfortable with investing and increase your financial knowledge. The following are scheduled this month: 

• Take Control of Your Financial Life
  Participants will learn the basics of solid financial planning, such as creating a spending plan; paying down debt; and building your credit score.
  Wednesday, Nov. 8 ­– 2-3 p.m.
• Fine-tuning Your Investment Strategy
  Move beyond the basics to fine-tuning saving and investing strategies for retirement and building a more secure future.
  Wednesday, Nov. 15 – noon-1 p.m.

View webinars and register on TIAA’s Webinar Lounge page, vshow.on24.com/vshow/TIAACREF_VE/exhibit/LiveWebinarLounge?l=en. You will be asked to verify your log in to your TIAA account before you will be granted access.

Find Your Footing with MHealthy

MHealthy is a great resource to boost your financial know-how. Get strategies to improve your credit score; put away funds for emergencies; and save for college, a car, a new family member, and more. If you're experiencing financial hardship, resource coaches offer one-on-one assistance and help connect you to the right assistance.